Do you wonder where your money goes or do you tell it where to go? Creating a handwritten budget from scratch before attempting to use an existing software or spreadsheet can deliver extra flexibility when forming your first budget. Before using this spreadsheet it may be useful to create a paper budget from the ground up. [...]
Entries Categorized as 'Financial Glossary'
Family Budget Planning Worksheet
June 28, 2011
Out of State Real Estate Investment
June 27, 2011
It is always a good idea to invest in real estate. However the process of acquiring lad is not always easy. The problems are large enough if you are buying property where you are living, but the troubles increase manifolds when you are investing in property out of state. Reasons: There could be quite a [...]
What is a Co-Op’s Worst Nightmare
June 25, 2011
When the co-op is near a default, the co-op’s worst nightmare comes true. If you want to make it worse, add a shareholder meeting to that nightmare as well. Unfortunately, things are mostly the same in the real world as well. Where a co-op goes bankrupt, the owner is left in the cold. A Typical [...]
Ask the Readers: How Can I Earn Extra Money?
June 25, 2011
The realm of personal finance blogs is large. It’s filled with general money blogs like Five Cent Nickel and The Simple Dollar and Get Rich Slowly. But there are many smaller corners of this world where writers cover smaller pieces of the personal finance puzzle. For instance, there are: Investment blogs like Crawling Road, Oblivious [...]
How To Get Your First Credit Card
June 25, 2011
Matts Note: Like Tim, Im a proponent of saving money and delaying purchases but I also believe credit cards can and should be avoided altogether. It is no secret that all credit card companies just love new customers. Why? People love to spend money that they don’t ownso plastic cards fill that need! Card companies [...]
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